
What would happen if you were hospitalized unexpectedly due to an accident or a sickness?
Could You Pay Your Bills?
With Combined Hospitalization, cash benefits are paid directly to you to use as you wish to help pay unexpected expenses or everyday bills.
These policies pay up to $12,000 a month, with daily benefits starting the first day you are hospitalized due to an accident or sickness.
Protects you 24 hours a day, 7 days a week, 365 days a year.
Pays cash directly to you in addition to benefits provided by any other insurance policy, Workers’ Compensation, WSIB, or any other government employment insurance program.

Did you know nearly two in five Canadians are expected to be diagnosed with cancer in their lifetime, about 70,000 Canadians experience a heart attack, roughly one every seven minutes, while over 108,000 people suffer a stroke, which means one stroke occurs every five minutes.
This critical illness plan provides a lump-sum cash benefit up to $100,000 if you are diagnosed with any of 26 covered critical illnesses, with flexible benefit amounts and term options.
The policy can be extended to cover your entire family, including your spouse and children, with child coverage for specific childhood conditions.
Benefits are paid in addition to any other insurance you may have, and the policy is guaranteed renewable, with a return of premium upon death included.
As an added value, the plan includes Teladoc Medical Experts, giving you and your family access to global medical specialists, expert opinions, help navigating the healthcare system, and support from a registered nurse who acts as your personal health advocate even for conditions not covered under the policy.
Protect your home and your family with Income Protection Ontario. Our comprehensive home insurance coverage safeguards your home against unexpected damage or loss.
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